Finance

Reclaim Payment Protection Insurance and Win!

December 23, 2011
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Banks are always out to make a profit.  They are businesses after all and have overheads to meet and shareholders to please.  However, that doesn’t mean they can take their customers for a ride by hiking up the price of certain services.  Payment protection is one area that has recently received bad press and you may be wondering if you can reclaim payment protection insurance.  Well, the good news is that if you were missold payment protection insurance recently or over the last few years, you could be entitled to make a claim. Assessing Your Case If you do...

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You Might Be Able To Reclaim Credit Card Protection

October 19, 2011
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Millions of people in the UK have been granted some kind of credit or loan facility in the last 10 years and many if these would have purchased insurance against the eventuality of not being able to meet repayments. People do experience changes in fortunes and anybody could find they are unable to meet their financial commitments, so on the whole taking insurance against such an eventuality is a good thing. Some people however may have been sold payment protection insurance that is not beneficial to them and those people would be able to reclaim credit card protection payments...

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PPI claims 101

September 21, 2011
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There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

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Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
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There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

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Understanding how to take care of loan protection issues

September 20, 2011
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One of the major areas that people are worried about is whether they can take care of missell loan protection issues on their own.  Loan protection is considered mis-sold under a variety of causes – which can range from not understanding or signing for the protection insurance.  You can claim back a missell loan protection payment set if you’ve signed for it and didn’t need it, weren’t eligible at the time, or if you were mis-sold it under a strict set of conditions, which your specialist can explain.  In many cases, this reclamation process is straightforward, but if you...

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Types of Investment Fund

August 7, 2011
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There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

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Hotel Insurance

July 20, 2011
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There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

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Types of House Insurance

July 6, 2011
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House insurance is a form of insurance most people have people’s homes are important to them, so they want to protect their home. There are 2 main categories of house insurance, contents insurance and building insurance. Recently a new form of house insurance has hit the market, which is usually referred to as household insurance or emergency household insurance.   Content insurance as the name suggests covers the contents of your home. Should you, for example, be burgled content insurance covers the cost of replacing the items that were stolen. Building insurance covers the cost of re-building your property...

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Were You Mis Sold Payment Protection?

June 25, 2011
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There are many ways in which consumers have been Mis sold payment protection. If you have taken out a credit card, loan, or mortgage in the past ten years then there is a chance that you were mis sold a PPI policy. Even if you don’t think you’re paying for this financial product, you may find that the repayments have effectively been hidden amongst your monthly payment value; this is a clear case of mis selling that should be addressed and redressed. Payment protection is a voluntary or optional financial product. This means that you should be given the...

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